This is where it all comes together. You take each account and think through where you are and where you want to be. I break each account down into five parts:
This is where you state what your purpose is with the account. Again, using my Health account as an example, I say this:
My purpose is to maintain and care for the temple God has given me.
The Statement of Purpose for my Friends account is this:
My purpose is to befriend and love a few people well, who will in turn love, challenge, and hold me accountable.
This is where you describe how the account looks when you have a positive net worth. In a financial account, it is easy to see. If the number is positive it is good; if it is negative (or red), it is bad.
Here, however, you have to do a little more work. You need to describe the account when it is functioning at its best, using the present tense, like it is already a reality.
For example, here's the Envisioned Future for my Health account:
I am lean and strong, possessing vibrant health and extraordinary fitness. My heart is strong and healthy. My arteries are supple and clear of obstructions. My autoimmune system is in excellent condition; I am disease-, infection-, and allergy-resistant. I have more than enough energy to accomplish the tasks I undertake. This is because I control my mental focus, work out six days a week, choose healthy foods, take supplements as needed, and get adequate rest.
A Bible verse is optional, of course. It may not be important to you. But it is important to me, because I want my life to be built on transcendent values that have stood the test of time.
The Bible verse I chose for my Children account is this:
"Behold, children are a heritage from the LORD, the fruit of the womb is a reward. Like arrows in the hand of a warrior, so are the children of one's youth." (Psalm 127:3-4, NKJV)
The Bible verse for my Career account is this:
"So he who had received five talents came and brought five other talents, saying, 'Lord, you delivered to me five talents; look, I have gained five more talents besides them.' His lord said to him, 'Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.'" (Matthew 25:20-21, NKJV)
Now it's time to be brutally honest with yourself. Where are you in relationship to your Envisioned Future? Don't pull any punches. The more honest you can be, the more progress you will see.
I list these as a series of bullets and try to write down the first things that come to mind without too much analysis.
For example, here's what I wrote a couple of weeks ago in my Health account:
- I feel great. My stamina is great. It's been a long time since I have been sick.
- I feel good about my weight and my overall fitness.
- I am running (or cross-training) four days a week for at least 60 minutes.
- I am not presently doing any strength training. I am concerned this will eventually catch up with me.
- I am eating pretty well, but I could be more consistent in choosing healthier foods.
I would share more, but, frankly, it's too personal. And that is just how you want it. You want it to be so personal and so honest that if anyone else read it, you would be embarrassed.
Keep in mind that you will not be sharing this document with anyone, except for one or two people you will intentionally enlist to keep you accountable. (In my case, I only share my Life Plan with Dan, my coach, and Gail, my wife.)
This is where you specifically commit to certain actions in order to move from your Current Reality to your Enhanced Future.
Again, I list these as a series of bullets. Using my Health account as an example, here are my specific commitments:
- Run (or cross-train) four days a week.
- Do strength training three days a week.
- Drink four liters of water a day.
- Make healthy food choices, as recommended in The South Beach Diet.
- Get an annual physical and semiannual dental checkup.